Our highly reliable and secure online payment gateway platform provide utmost convenient transactions using your Debit or Credit card/Internet Banking option.

Benefits of Online Payment Gateway

• Secure transactions:  Payment gateways utilize industry-standard encryption and effectively protect sensitive data, protecting both merchant and consumers from fraud.
• Expanded customer base:  Payment gateways enable shoppers from around the world to have access to your store and can expand your customer base exponentially.
• Bundled with the shopping cart:  Payment gateways often bundle shopping cart software with their programs. The software allows your customer to select products with the click of a mouse, add them to his or her shopping cart, and complete the purchase at checkout. The shopping cart calculates the cost of the items, sales tax, and shipping charges without you or an employee having to be present to conduct the sale.
• Faster transaction processing:  A payment gateway is much faster than manual processing, and customers can make a purchase without the inconvenience of long waits or lines.
• Added convenience:  Having a payment gateway means your store is open 24/7, and your customers can shop at any hour of the day or night from the comfort of their own homes.

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme,  individuals, firms, and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme.

NEFT  offers many advantages over the other modes of funds transfer:

• offers many advantages over the other modes of funds transfer:
• The beneficiary need not visit his / her bank for depositing the paper instruments.
• The beneficiary need not be apprehensive of loss/theft of physical instruments or the likelihood of fraudulent encashment thereof.
• Cost effective.
• Credit confirmation of the remittances sent by SMS or email.
• Remitter can initiate the remittances from his home/place of work using the internet banking also.
• Near real-time transfer of the funds to the beneficiary account in a secure manner.

This is a centralized payment system in which, inter-bank payment instructions are processed and settled, transaction by transaction (one by one) and continuously (online) throughout the day, as and when the instructions are received and finally accepted by the system.

Advantages of RTGS:

• Since the funds’ transfer instructions are processed and settled in real time, the credit and liquidity risks are eliminated.
• This will lead to a seamless movement of funds from one end to another using the IT platform and would reduce the systematic risks in the settlement system.
• As the funds are received instantly online, in the RTGS system, the collecting banks and their customers can use the funds immediately without exposing themselves to settlement risk.